Single-family mountain homes in West Keystone with no HOA dues, 0% transfer tax, and creek-side lots
Last Chance Subdivision is a single-family home neighborhood in West Keystone, situated along Keystone Gulch Creek near the Snake River corridor. The subdivision carries no HOA dues — uncommon in Summit County where most communities charge monthly or annual assessments — and has a 0% real estate transfer tax, while many Summit County communities charge 1–2% at closing. Pets are permitted for both homeowners and renters. The neighborhood is single-family only, with no condominiums or townhomes within the subdivision itself. Properties include a range of mountain homes on wooded lots, many positioned along cul-de-sacs with creek frontage and national forest views. Last Chance is part of unincorporated Summit County under the jurisdiction of the Summit County Board of County Commissioners.
Keystone Resort is a short drive from Last Chance, spanning three mountains — Dercum Mountain, North Peak, and The Outpost — with night skiing and a five-acre ice rink. The Keystone River Course, designed by Hurdzan-Fry and located in the West Keystone area near Last Chance, provides direct access to championship golf. The Keystone Ranch Golf Course designed by Robert Trent Jones Jr. (par 72) is also nearby. Arapahoe Basin Ski Area is a short drive up the highway and typically operates one of Colorado's longest ski seasons. The free Summit Stage bus connects Keystone to Breckenridge, Frisco, Dillon, and Silverthorne year-round.
Keystone Ranch offers golf course homesites along the Robert Trent Jones Jr. course. Ski Tip Ranch provides additional single-family options in the West Keystone corridor. For condominiums closer to the resort base, browse River Run Village and Lakeside Village.
Last Chance is one of the few subdivisions in Summit County with no HOA dues, no transfer tax, and no restrictions on pets — a combination that makes it distinctive in the Keystone market. Inventory here is limited and turns over infrequently. To learn more about available homes or be notified when new listings come available, contact the Perfect Mountain Home team at (970) 368-2799.
Content copyright © 2026 Summit Association of Realtors MLS. Information is believed accurate but not guaranteed. Buyers should verify all details independently. Data is for personal, non-commercial use only. Reproduction without permission of the Summit Association of Realtors MLS is prohibited.

"
"